What is a year of your life worth?
The years with your kids before they leave home - not just the holidays you scramble to be present for. A summer with your parents while they're still here. The book you've been postponing. The career chapter you've been deferring.
It's the calculation almost no one runs. Enter your numbers and you'll see when you could drop to part-time and still cover your life - and when work becomes fully optional.
This is three numbers and a set of averages. Your real picture depends on what enough actually means for you, where your money is genuinely going, and what you'd want the freedom for - none of which a quick calculator can know. That's the work The Numbers does, built on your actual life.
See your real numbers in The Numbers →Make Small Changes, Earn Years Back.
You don't have to earn more or win the lottery. Saving a bit more every month can significantly increase the options that you have to redesign your life.
Drag the slider and watch the years move. Finding exactly where those points are hiding is the whole job of The Numbers.
It started at a kitchen table in San Francisco.
A friend, a senior engineer earning extraordinarily well, asked me one night whether he could stop working. He was 42, and he had no idea of the answer.
We spent three hours at the table. Pensions on one sheet, spending on another, compounding on a third. By the end he had a number, and a look somewhere between relief and embarrassment. What he said next is the sentence this whole thing is built on.
Clarity is that conversation, built into a program: the same math, the same questions, on your numbers. is the original version, with me in the room. Or
A sneak peek at Clarity's interactive tools.
Not slides or theory - live screens that build themselves from your own numbers. A closer look at four of them.
End the guessing.
Clarity gives you an honest verdict on your financial situation and shows you how free you really are.
Freedom isn't one finish line.
Your investments and savings give you opportunities - a sabbatical, a lower-paid job, working part-time. Clarity helps you clearly see those opportunities.
Model your future.
The Freedom Model gives you a freedom score, shows how much your money earns while you sleep, and much more. Come back to it whenever financial anxiety starts creeping in - and leave with calm.
Ask North anything.
North reads every number and answer you enter in the program, and replies with your whole picture in mind - in your own figures, never generic advice.
I built this because I needed it first.
From the rooms this work has been in.
This is for you if
How Clarity compares
| Clarity | Therapist | Advisor | FIRE calc | |
|---|---|---|---|---|
| “Am I going to be okay?” | ||||
| “How much is enough?” | ||||
| “How much freedom do I already have?” | ||||
| “Will someone manage the portfolio for me?” | ||||
| “Can I afford to leave?” | ||||
| “Why does this still feel wrong when the numbers are fine?” | ||||
| “Is the thing I’m afraid of actually true?” | ||||
| “What do I actually want the years to look like?” |
| Clarity | Advisor | |
|---|---|---|
| “Am I going to be okay?” | ||
| “How much is enough?” | ||
| “How much freedom do I already have?” | ||
| “Will someone manage the portfolio for me?” | ||
| “Can I afford to leave?” | ||
| “Why does this still feel wrong when the numbers are fine?” | ||
| “Is the thing I’m afraid of actually true?” | ||
| “What do I actually want the years to look like?” |
The 10× Promise
Finish the program. Find 10× the price in value. Or get every euro back.
Do the work, and if you haven't found ten times the price back within a year, email me for a full refund. No interrogation.
The full policy is written out on the refund page.
Questions worth asking.
Start with one of eleven free tools.
Each one shows you a number you've probably never calculated - and can't unsee.