You're weighing a pay cut. Maybe a big one. This tool won't tell you whether to take the new job — that's not a financial question. But it will show you the actual financial trade you're making, so you can make the decision with clear eyes.
We'll calculate three things: the monthly gap, the 10-year wealth impact, and the years of freedom you're trading. Then we'll ask what you're actually getting in return — because that's the part most people skip.
This is financial education, not financial advice. The numbers here are estimates to give you a framework. Your actual taxes, investment returns, and future circumstances will differ.