Put your real income, spending, and net worth on one screen and finally see, in your own figures, exactly where you are. Most people discover they're years ahead of where they feared - and that several doors are already open.
Your money projected to any age, crash-tested against every market crisis since 1929, with what-if scenarios you can drag in real time. The Freedom Model is the dashboard your Numbers work pre-fills - the course ends, the dashboard stays live, and one tap pulls in anything you update later.
Eighteen short modules in three chapters - the twelve at its core below - taking you from “I think we're okay, I guess” to knowing exactly where you stand and what to do about it.
Once the numbers prove it's possible, the only question left is what you'll do with it. The Life is the disciplined work of listening to yourself seriously - your money story, your values, what “enough” actually means - and then testing every instinct against the math.
The right path rarely arrives fully formed - it shows up in comparison to the alternatives. You design three different five-year lives, score them side by side, and pressure-test each against your real numbers, until what's meaningful and what's possible become the same thing.
From an honest look at where you are, to a life you've designed on purpose and tested against your real numbers - and a report you keep for life.
No expiring discount, no “three spots left.” The only deadline that matters is the one no sales page prints: you get a limited number of years where you're healthy enough and free enough to actually use what you learn here. The work itself takes a weekend or two. In my experience it's the deciding to do it that quietly eats the years.
See your money clearly, then design the life it's for. The Numbers and The Life are one program - the whole journey, from where you stand today to the life you actually want - and it's yours for life.
Everything on this site started with one conversation at a kitchen table - a friend, a spreadsheet, three hours, and a decision that changed the shape of his next decade. The Kitchen Table is that conversation, bookable: ninety minutes, the two of us, on the thing you keep circling.
The $2,100 covers the complete Practice program - both courses, everything in the $970 tier - plus the session itself. You work through the programs first and bring what they produce - your Report and your Freedom Model. That's what makes ninety minutes enough: I've read your whole picture before we sit down, so we can spend the time on the decision itself.
On paper, you've made it - the savings, the equity, a number most people only dream of. So why doesn't it feel safe?
For many, the money arrived faster than any real understanding of it - RSUs, a windfall, comp that just kept climbing - and under the success is the quiet fear of not really knowing what you have, whether it's enough, or what happens if you get it wrong. For others the fear is subtler: that you're trading years you can't get back - your kids at home, your parents still here, your own good health - for money you may not even need. Either way, there's no one to be honest with about it. Your partner's too close. Your advisor sells products. Your friends would trade places tomorrow.
No jargon, no judgment, nothing assumed. We start from your real numbers and the questions you've never had a safe place to ask, and we don't stop until you understand exactly what you have, what it can do, and the moves that get you there. The fear, replaced by a plan.
You don't need to already be good with money - that's the point. Private Otium is for people with $800k+ in play, or a decision where getting it wrong is expensive: a vesting cliff, a sale, a pivot, an early exit.
The Practice gives you an honest verdict on your financial situation and shows you how free you really are.
Your investments and savings give you opportunities - a sabbatical, a lower-paid job, working part-time. The Practice helps you clearly see those opportunities.
The Freedom Model gives you a freedom score, shows how much your money earns while you sleep, and much more. Come back to it whenever financial anxiety starts creeping in - and leave with calm.
North reads every number and answer you enter in the program, and replies with your whole picture in mind - in your own figures, never generic advice.
Some of it, honestly - yes. But almost no one does, and even if you tried, a chat window can't give you the four things that actually make this work.
A $47 course teaches you compound interest. You already know compound interest. What's in here is the specific work of looking at your numbers, naming your money story, writing your 90-day move - work that costs a lot more almost everywhere else.
Complete all the modules and apply what you learn. If you haven't found at least ten times the price in annual value - reduced spending, better decisions, or real clarity - email me and I'll refund you in full. Most high earners find 10× in the first audit alone.